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Kimihurura

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Insurance services

1. Third-Party Insurance (The Basic Plan)

  • This is the most common and often required type of insurance.

  • What it covers: It pays for any damage you cause to another person’s car or property. It also covers their medical bills if they get hurt.

  • What it doesn’t cover: It does not pay for any damage to your own car.

2. Comprehensive Insurance (The Full Protection Plan).

  • What it covers: It includes everything from the basic plan, plus it covers your own car. This means it pays for your car’s repairs if it is damaged in an accident, stolen, or damaged by fire.

  • Why you might want it: It gives you more peace of mind, knowing that both your car and the other person’s car are covered if something goes wrong.